FinSavoir company report · from SEC filings
BANK OF AMERICA CORP /DE/ (BAC)
- Tickers
- BAC (NYSE), BAC-PB (NYSE), BAC-PE (NYSE), BAC-PK (NYSE), BAC-PL (NYSE), BAC-PM (NYSE), BAC-PN (NYSE), BAC-PO (NYSE), BAC-PP (NYSE), BAC-PQ (NYSE), BAC-PS (NYSE), BACRP (OTC), BML-PG (NYSE), BML-PH (NYSE), BML-PJ (NYSE), BML-PL (NYSE), MER-PK (NYSE)
- SEC CIK
- 70858
- Industry (SIC)
- National Commercial Banks (6021)
- Sector module
- Banks
- Fiscal year ends
- December 31
- Reporting currency
- USD · Figures in USD as reported to the SEC.
- Periods shown
- Annual (fiscal years): FY2021, FY2022, FY2023, FY2024, FY2025. Quarterly figures (latest: Q2 FY2026) are not included in this export.
| Latest financial period | Q2 FY2026 · ended Jun 30, 2026 |
|---|---|
| Financial data from | 10-Q filed Jul 31, 2026 · accession 0000070858-26-000394 |
| Latest SEC filing (any type) | 424B2 filed Oct 9, 2026 · accession 0001918704-26-031171 |
| Data as of | Jul 31, 2026 (latest date a figure in this report became public) |
| Last checked with SEC | Oct 12, 2026, 18:16 UTC |
| Report data generated | Oct 12, 2026, 18:16 UTC · data version 1 |
| Exported | Oct 13, 2026, 08:28 UTC |
Reported figures (all tables unless labelled otherwise) come from the company's SEC filings via SEC EDGAR XBRL data. Numbers in brackets [n] cite the filings listed under Sources.
Notices
- 3 data-quality warnings affect this company; see Data quality.
- Bank analysis is partial: net interest margin is not available, because average interest-earning assets are not tagged in SEC XBRL. Regulatory capital ratios appear only where the company tags consolidated values; credit-quality metrics beyond the provision are not yet available.
- Industrial metrics such as gross margin, current ratio and free cash flow are not meaningful for banks and are hidden.
- Not shown for this sector (the definition does not fit): CapEx as % of revenue, Capital expenditure, Cost of revenue, Current assets, Current liabilities, Current ratio, Debt / assets, Debt / equity, FCF conversion, Free cash flow growth, Free cash flow margin, Free cash flow, Gross margin, Gross profit, Interest coverage, Interest expense, Inventory, Inventory growth, Operating cash flow, Operating income, Operating income growth, Operating margin, Accounts receivable, Receivables growth, Total debt.
Financial snapshot · FY2025 ended Dec 31, 2025
| Line item | FY2025Dec 31, 2025 |
|---|---|
| Cash & cash equivalents | 28,595[6] |
| Total net revenue | 113,097[5] |
| Net income | 30,509[5] |
| Net interest income | 60,096[5] |
| Non-interest income | 53,001[5] |
| Provision for credit losses | — |
| Deposits | 2,018,729[6] |
| Loans, net of allowance | 1,172,497[6] |
Income statement
| Line item | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 |
|---|---|---|---|---|---|
| Total net revenue | 89,113[3] | 94,950[4] | 102,769r[5] | 105,856r[5] | 113,097[5] |
| Net interest income | 42,934[3] | 52,462[4] | 56,931[5] | 56,060[5] | 60,096[5] |
| Non-interest income | 46,179[3] | 42,488[4] | 45,838r[5] | 49,796r[5] | 53,001[5] |
| Non-interest expense | 59,731[3] | 61,438[4] | 65,845[5] | 66,812[5] | 69,727[5] |
| Provision for credit losses | −4,173[1] | — | — | — | — |
| Income before taxes | 33,976[3] | 30,969[4] | 32,530r[5] | 33,223r[5] | 37,695[5] |
| Income tax expense | 1,998[3] | 3,441[4] | 6,225r[5] | 6,250r[5] | 7,186[5] |
| Net income | 31,978[3] | 27,528[4] | 26,305r[5] | 26,973r[5] | 30,509[5] |
| Diluted EPS (USD per share) | 3.57[3] | 3.19[4] | 3.05r[5] | 3.19r[5] | 3.81[5] |
| Diluted weighted-average shares | 8,558[3] | 8,168[4] | 8,081[5] | 7,936[5] | 7,681[5] |
Not available for this company:
- Research & development: Not tagged in this company's SEC XBRL data.
- Selling, general & administrative: Not tagged in this company's SEC XBRL data.
Balance sheet
| Line item | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 |
|---|---|---|---|---|---|
| Cash & cash equivalents | 29,222[2] | 30,334[3] | 27,892[4] | 26,003[5] | 28,595[6] |
| Loans, net of allowance | 966,737[2] | 1,033,065[3] | 1,040,390[4] | 1,082,595[5] | 1,172,497[6] |
| Total assets | 3,169,495[2] | 3,051,375[3] | 3,180,151[4] | 3,261,299[5] | 3,411,738[6] |
| Deposits | 2,064,446[2] | 1,930,341[3] | 1,923,827[4] | 1,965,467[5] | 2,018,729[6] |
| Total liabilities | 2,899,429[2] | 2,778,178[3] | 2,888,505[4] | 2,967,336[5] | 3,108,495[6] |
| Shareholders' equity | 270,066[4] | 273,197[5] | 290,209[5] | 293,963r[6] | 303,243[6] |
Not available for this company:
- Short-term investments: Not tagged in this company's SEC XBRL data.
- Real estate investments, net: Not tagged in this company's SEC XBRL data.
- Common equity Tier 1 capital ratio: Not tagged in this company's SEC XBRL data.
- Tier 1 risk-based capital ratio: Not tagged in this company's SEC XBRL data.
- Total risk-based capital ratio: No annual values in this range.
- Tier 1 leverage ratio: Not tagged in this company's SEC XBRL data.
Cash flow
| Line item | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 |
|---|---|---|---|---|---|
| Depreciation & amortization | 1,898[3] | 1,978[4] | 2,057[5] | 2,189[5] | 2,314[5] |
| Dividends paid | — | — | — | — | — |
| Share repurchases | 25,126[3] | 5,073[4] | 4,576[5] | 13,104[5] | 21,433[5] |
Key ratios
Calculated by FinSavoir from the reported figures above (formulas below) · % or × as marked
| Growth | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 |
|---|---|---|---|---|---|
| Revenue growth | 4.2% | 6.6% | 8.2% | 3.0% | 6.8% |
| Net income growth | 78.7% | −13.9% | −4.4% | 2.5% | 13.1% |
| Diluted EPS growth | 90.9% | −10.6% | −3.4% | 4.6% | 19.4% |
| Revenue CAGR (3 yr) | −0.7% | 1.3% | 6.3% | 5.9% | 6.0% |
| Revenue CAGR (5 yr) | 1.3% | 1.7% | 2.5% | 3.0% | 5.7% |
| Profitability | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 |
|---|---|---|---|---|---|
| Net margin | 35.9% | 29.0% | 25.6% | 25.5% | 27.0% |
| Return on equity | 11.8% | 10.1% | 9.3% | 9.2% | 10.2% |
| Return on assets | 1.1% | 0.9% | 0.8% | 0.8% | 0.9% |
| Effective tax rate | 5.9% | 11.1% | 19.1% | 18.8% | 19.1% |
| Balance sheet | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 |
|---|---|---|---|---|---|
| Liabilities / assets | 91.5% | 91.0% | 90.8% | 91.0% | 91.1% |
| Loans / deposits | 46.8% | 53.5% | 54.1% | 55.1% | 58.1% |
| Equity / assets | 8.5% | 9.0% | 9.1% | 9.0% | 8.9% |
| Working capital & shares | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 |
|---|---|---|---|---|---|
| Diluted share count change | −2.7% | −4.6% | −1.1% | −1.8% | −3.2% |
| Ratio | Formula |
|---|---|
| Revenue growth | revenue / revenue(prior comparable period) − 1 (%) |
| Net income growth | net income / prior − 1 (prior must be positive) (%) |
| Diluted EPS growth | diluted EPS / prior-period EPS as reported in the same filing − 1 (split-safe; prior must be positive) (%) |
| Revenue CAGR (3 yr) | (revenue_t / revenue_{t−3})^(1/3) − 1; both endpoints positive (%) |
| Revenue CAGR (5 yr) | (revenue_t / revenue_{t−5})^(1/5) − 1; both endpoints positive (%) |
| Net margin | net income / revenue (%) |
| Return on equity | net income / average shareholders' equity (start & end of period) (%) |
| Return on assets | net income / average total assets (start & end of period) (%) |
| Effective tax rate | income tax / income before taxes (pre-tax > 0) (%) |
| Liabilities / assets | total liabilities / total assets (%) |
| Loans / deposits | net loans / deposits (%) |
| Equity / assets | shareholders' equity / total assets (%) |
| Diluted share count change | diluted weighted-average shares / prior period as reported in the same filing − 1 (split-safe) (%) |
— means an input is missing or the ratio is not meaningful (e.g. a negative denominator).
Sector metrics
Banks. Shown only where SEC XBRL data supports the metric with a verified definition; otherwise the reason is stated. Latest fiscal year.
| Metric | Status | Value | Definition or reason |
|---|---|---|---|
| Efficiency ratioFinSavoir calculation | Available | 61.7% (FY2025) | non-interest expense / (net interest income + non-interest income), same period; GAAP amounts, not fully-taxable-equivalent (company-reported efficiency ratios may differ) |
| Provision / average loansFinSavoir calculation | Not available | — | Not reported for the latest fiscal year: provision for credit losses. |
| Net interest marginFinSavoir calculation | Not available | — | Net interest income ÷ average interest-earning assets. Not available: average interest-earning assets are not tagged in SEC Company Facts (checked for all 17 banks FinLens covers), and FinLens will not substitute total assets. |
| Common equity Tier 1 capital ratioreported by the company | Not available | — | Not tagged (undimensioned) in SEC Company Facts for the latest fiscal year; many banks disclose capital ratios only in text or by legal entity. |
| Tier 1 risk-based capital ratioreported by the company | Not available | — | Not tagged (undimensioned) in SEC Company Facts for the latest fiscal year; many banks disclose capital ratios only in text or by legal entity. |
| Total risk-based capital ratioreported by the company | Not available | — | Not tagged (undimensioned) in SEC Company Facts for the latest fiscal year; many banks disclose capital ratios only in text or by legal entity. |
| Tier 1 leverage ratioreported by the company | Not available | — | Not tagged (undimensioned) in SEC Company Facts for the latest fiscal year; many banks disclose capital ratios only in text or by legal entity. |
Data quality
- Warning: Assets don't equal liabilities + equity · Total assets Total assets differ from total liabilities & equity by more than 1%.Affected: FY2008
- Warning: Four quarters don't add up to the fiscal year · Net income Net income: the four quarters add up to 15,553,000,000 but the fiscal year is 15,910,000,000 (more than 0.5% apart).Affected: TTM Q4 FY2015
- Warning: Four quarters don't add up to the fiscal year · Total net revenue Revenue: the four quarters add up to 114,958,000,000 but the fiscal year is 113,097,000,000 (more than 0.5% apart).Affected: TTM Q4 FY2025
- Note: Annual figure restated; quarters not re-reported · Net income Annual figure restated; quarters not re-reported in 3 periods. Example: Net income: the four quarters add up to the fiscal year as first reported (4,833,000,000); the annual figure was later restated to 5,520,000,000 and the quarters were not re-reported.Affected: TTM Q4 FY2014, TTM Q4 FY2023, TTM Q4 FY2024
- Note: Annual figure restated; quarters not re-reported · Total net revenue Annual figure restated; quarters not re-reported in 4 periods. Example: Revenue: the four quarters add up to the fiscal year as first reported (84,247,000,000); the annual figure was later restated to 85,894,000,000 and the quarters were not re-reported.Affected: TTM Q4 FY2014, TTM Q4 FY2015, TTM Q4 FY2023, TTM Q4 FY2024
- Note: Restated in a later filing · Diluted EPS Restated in a later filing in 14 periods. Example: Diluted EPS was restated from 0 to 0.Affected: FY2014, Q1 FY2015, Q2 FY2015, Q3 FY2015, Q1 FY2016, Q2 FY2016, FY2016, Q1 FY2017, Q2 FY2017, Q3 FY2017, FY2023, FY2024, Q1 FY2025, Q2 FY2025
- Note: Restated in a later filing · Diluted weighted-average shares Restated in a later filing in 4 periods. Example: Diluted weighted-average shares was restated from 11,213,992,000 to 11,236,230,000.Affected: FY2015, FY2016, Q2 FY2017, Q3 FY2017
- Note: Restated in a later filing · Income before taxes Restated in a later filing in 14 periods. Example: Income before taxes was restated from 6,855,000,000 to 7,963,000,000.Affected: FY2014, Q1 FY2015, Q2 FY2015, Q3 FY2015, Q1 FY2016, Q2 FY2016, FY2016, Q1 FY2017, Q2 FY2017, Q3 FY2017, FY2023, FY2024, Q1 FY2025, Q2 FY2025
- Note: Restated in a later filing · Income tax expense Restated in a later filing in 14 periods. Example: Income tax expense was restated from 2,022,000,000 to 2,443,000,000.Affected: FY2014, Q1 FY2015, Q2 FY2015, Q3 FY2015, Q1 FY2016, Q2 FY2016, FY2016, Q1 FY2017, Q2 FY2017, Q3 FY2017, FY2023, FY2024, Q1 FY2025, Q2 FY2025
- Note: Restated in a later filing · Loans, net of allowance Restated in a later filing in 2 periods. Example: Loans, net of allowance was restated from 862,928,000,000 to 954,735,000,000.Affected: FY2009, FY2015
- Note: Restated in a later filing · Long-term debt incl. current portion Long-term debt incl. current portion was restated from 438,521,000,000 to 522,877,000,000.Affected: FY2009
- Note: Restated in a later filing · Net income Restated in a later filing in 12 periods. Example: Net income was restated from 4,833,000,000 to 5,520,000,000.Affected: FY2014, Q1 FY2015, Q2 FY2015, Q3 FY2015, Q1 FY2016, Q2 FY2016, Q1 FY2017, Q2 FY2017, Q3 FY2017, FY2023, FY2024, Q2 FY2025
- Note: Restated in a later filing · Net interest income Restated in a later filing in 10 periods. Example: Net interest income was restated from 39,952,000,000 to 40,779,000,000.Affected: FY2014, Q3 FY2015, FY2015, Q1 FY2016, Q2 FY2016, FY2017, Q1 FY2018, Q2 FY2018, Q3 FY2018, FY2018
- Note: Restated in a later filing · Non-interest expense Restated in a later filing in 8 periods. Example: Non-interest expense was restated from 75,117,000,000 to 75,656,000,000.Affected: FY2014, Q1 FY2015, Q2 FY2015, Q3 FY2015, FY2015, Q1 FY2017, Q2 FY2017, Q3 FY2017
- Note: Restated in a later filing · Non-interest income Restated in a later filing in 14 periods. Example: Non-interest income was restated from 44,295,000,000 to 45,115,000,000.Affected: FY2014, Q1 FY2015, Q2 FY2015, Q3 FY2015, FY2015, FY2017, Q1 FY2018, Q2 FY2018, Q3 FY2018, FY2018, FY2023, FY2024, Q1 FY2025, Q2 FY2025
- Note: Restated in a later filing · Shareholders' equity Restated in a later filing in 4 periods. Example: Shareholders' equity was restated from 295,559,000,000 to 293,963,000,000.Affected: Q2 FY2013, FY2024, Q1 FY2025, Q2 FY2025
- Note: Restated in a later filing · Short-term borrowings Restated in a later filing in 2 periods. Example: Short-term borrowings was restated from 69,524,000,000 to 91,660,000,000.Affected: FY2009, FY2013
- Note: Restated in a later filing · Total assets Total assets was restated from 2,223,299,000,000 to 2,330,671,000,000.Affected: FY2009
- Note: Restated in a later filing · Total liabilities Total liabilities was restated from 1,991,855,000,000 to 2,105,497,000,000.Affected: FY2009
- Note: Restated in a later filing · Total liabilities & equity Total liabilities & equity was restated from 2,223,299,000,000 to 2,330,671,000,000.Affected: FY2009
- Note: Restated in a later filing · Total net revenue Restated in a later filing in 11 periods. Example: Revenue was restated from 84,247,000,000 to 85,894,000,000.Affected: FY2014, Q1 FY2015, Q2 FY2015, Q3 FY2015, FY2015, Q1 FY2016, Q2 FY2016, FY2023, FY2024, Q1 FY2025, Q2 FY2025
Sources
| [n] | Form | Filed | Period | Accession number · SEC filing index |
|---|---|---|---|---|
| [1] | 10-K | Feb 22, 2022 | — | 0000070858-22-000062https://www.sec.gov/Archives/edgar/data/70858/000007085822000062/0000070858-22-000062-index.htm |
| [2] | 10-K | Feb 22, 2023 | — | 0000070858-23-000092https://www.sec.gov/Archives/edgar/data/70858/000007085823000092/0000070858-23-000092-index.htm |
| [3] | 10-K | Feb 20, 2024 | — | 0000070858-24-000122https://www.sec.gov/Archives/edgar/data/70858/000007085824000122/0000070858-24-000122-index.htm |
| [4] | 10-K | Feb 25, 2025 | — | 0000070858-25-000139https://www.sec.gov/Archives/edgar/data/70858/000007085825000139/0000070858-25-000139-index.htm |
| [5] | 10-K | Feb 25, 2026 | Dec 31, 2025 | 0000070858-26-000157https://www.sec.gov/Archives/edgar/data/70858/000007085826000157/0000070858-26-000157-index.htm |
| [6] | 10-Q | Jul 31, 2026 | Jun 30, 2026 | 0000070858-26-000394https://www.sec.gov/Archives/edgar/data/70858/000007085826000394/0000070858-26-000394-index.htm |
Figure sources · exact values as reported (USD, not scaled)
Line item · periodExact valueXBRL tag · period in filing[n]
Cash & cash equivalents · FY2021$29,222,000,000us-gaap:CashAndDueFromBanks · as of Dec 31, 2021 · 10-K [2][2]
Cash & cash equivalents · FY2022$30,334,000,000us-gaap:CashAndDueFromBanks · as of Dec 31, 2022 · 10-K [3][3]
Cash & cash equivalents · FY2023$27,892,000,000us-gaap:CashAndDueFromBanks · as of Dec 31, 2023 · 10-K [4][4]
Cash & cash equivalents · FY2024$26,003,000,000us-gaap:CashAndDueFromBanks · as of Dec 31, 2024 · 10-K [5][5]
Cash & cash equivalents · FY2025$28,595,000,000us-gaap:CashAndDueFromBanks · as of Dec 31, 2025 · 10-Q [6][6]
Commercial paper · FY2022$9,900,000,000us-gaap:CommercialPaper · as of Dec 31, 2022 · 10-K [3][3]
Commercial paper · FY2023$13,100,000,000us-gaap:CommercialPaper · as of Dec 31, 2023 · 10-K [4][4]
Commercial paper · FY2024$24,200,000,000us-gaap:CommercialPaper · as of Dec 31, 2024 · 10-K [5][5]
Commercial paper · FY2025$20,400,000,000us-gaap:CommercialPaper · as of Dec 31, 2025 · 10-K [5][5]
Depreciation & amortization · FY2021$1,898,000,000us-gaap:DepreciationDepletionAndAmortization · Jan 1, 2021 – Dec 31, 2021 · 10-K [3][3]
Depreciation & amortization · FY2022$1,978,000,000us-gaap:DepreciationDepletionAndAmortization · Jan 1, 2022 – Dec 31, 2022 · 10-K [4][4]
Depreciation & amortization · FY2023$2,057,000,000us-gaap:DepreciationDepletionAndAmortization · Jan 1, 2023 – Dec 31, 2023 · 10-K [5][5]
Depreciation & amortization · FY2024$2,189,000,000us-gaap:DepreciationDepletionAndAmortization · Jan 1, 2024 – Dec 31, 2024 · 10-K [5][5]
Depreciation & amortization · FY2025$2,314,000,000us-gaap:DepreciationDepletionAndAmortization · Jan 1, 2025 – Dec 31, 2025 · 10-K [5][5]
Deposits · FY2021$2,064,446,000,000us-gaap:Deposits · as of Dec 31, 2021 · 10-K [2][2]
Deposits · FY2022$1,930,341,000,000us-gaap:Deposits · as of Dec 31, 2022 · 10-K [3][3]
Deposits · FY2023$1,923,827,000,000us-gaap:Deposits · as of Dec 31, 2023 · 10-K [4][4]
Deposits · FY2024$1,965,467,000,000us-gaap:Deposits · as of Dec 31, 2024 · 10-K [5][5]
Deposits · FY2025$2,018,729,000,000us-gaap:Deposits · as of Dec 31, 2025 · 10-Q [6][6]
Diluted EPS · FY2021$3.57us-gaap:EarningsPerShareDiluted · Jan 1, 2021 – Dec 31, 2021 · 10-K [3][3]
Diluted EPS · FY2022$3.19us-gaap:EarningsPerShareDiluted · Jan 1, 2022 – Dec 31, 2022 · 10-K [4][4]
Diluted EPS · FY2023Restated in a later filing; first reported $3.08$3.05us-gaap:EarningsPerShareDiluted · Jan 1, 2023 – Dec 31, 2023 · 10-K [5][5]
Diluted EPS · FY2024Restated in a later filing; first reported $3.21$3.19us-gaap:EarningsPerShareDiluted · Jan 1, 2024 – Dec 31, 2024 · 10-K [5][5]
Diluted EPS · FY2025$3.81us-gaap:EarningsPerShareDiluted · Jan 1, 2025 – Dec 31, 2025 · 10-K [5][5]
Income tax expense · FY2021$1,998,000,000us-gaap:IncomeTaxExpenseBenefit · Jan 1, 2021 – Dec 31, 2021 · 10-K [3][3]
Income tax expense · FY2022$3,441,000,000us-gaap:IncomeTaxExpenseBenefit · Jan 1, 2022 – Dec 31, 2022 · 10-K [4][4]
Income tax expense · FY2023Restated in a later filing; first reported $1,827,000,000$6,225,000,000us-gaap:IncomeTaxExpenseBenefit · Jan 1, 2023 – Dec 31, 2023 · 10-K [5][5]
Income tax expense · FY2024Restated in a later filing; first reported $2,122,000,000$6,250,000,000us-gaap:IncomeTaxExpenseBenefit · Jan 1, 2024 – Dec 31, 2024 · 10-K [5][5]
Income tax expense · FY2025$7,186,000,000us-gaap:IncomeTaxExpenseBenefit · Jan 1, 2025 – Dec 31, 2025 · 10-K [5][5]
Interest expense · FY2021$4,738,000,000us-gaap:InterestExpense · Jan 1, 2021 – Dec 31, 2021 · 10-K [3][3]
Interest expense · FY2022$20,103,000,000us-gaap:InterestExpense · Jan 1, 2022 – Dec 31, 2022 · 10-K [3][3]
Interest expense · FY2023$73,331,000,000us-gaap:InterestExpense · Jan 1, 2023 – Dec 31, 2023 · 10-K [3][3]
Total liabilities & equity · FY2021$3,169,495,000,000us-gaap:LiabilitiesAndStockholdersEquity · as of Dec 31, 2021 · 10-K [2][2]
Total liabilities & equity · FY2022$3,051,375,000,000us-gaap:LiabilitiesAndStockholdersEquity · as of Dec 31, 2022 · 10-K [3][3]
Total liabilities & equity · FY2023$3,180,151,000,000us-gaap:LiabilitiesAndStockholdersEquity · as of Dec 31, 2023 · 10-K [4][4]
Total liabilities & equity · FY2024$3,261,299,000,000us-gaap:LiabilitiesAndStockholdersEquity · as of Dec 31, 2024 · 10-K [5][5]
Total liabilities & equity · FY2025$3,411,738,000,000us-gaap:LiabilitiesAndStockholdersEquity · as of Dec 31, 2025 · 10-Q [6][6]
Loans, net of allowance · FY2021$966,737,000,000us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss · as of Dec 31, 2021 · 10-K [2][2]
Loans, net of allowance · FY2022$1,033,065,000,000us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss · as of Dec 31, 2022 · 10-K [3][3]
Loans, net of allowance · FY2023$1,040,390,000,000us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss · as of Dec 31, 2023 · 10-K [4][4]
Loans, net of allowance · FY2024$1,082,595,000,000us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss · as of Dec 31, 2024 · 10-K [5][5]
Loans, net of allowance · FY2025$1,172,497,000,000us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss · as of Dec 31, 2025 · 10-Q [6][6]
Long-term debt incl. current portion · FY2021$280,117,000,000us-gaap:LongTermDebt · as of Dec 31, 2021 · 10-K [2][2]
Long-term debt incl. current portion · FY2022$275,982,000,000us-gaap:LongTermDebt · as of Dec 31, 2022 · 10-K [3][3]
Long-term debt incl. current portion · FY2023$302,204,000,000us-gaap:LongTermDebt · as of Dec 31, 2023 · 10-K [4][4]
Long-term debt incl. current portion · FY2024$283,279,000,000us-gaap:LongTermDebt · as of Dec 31, 2024 · 10-K [5][5]
Long-term debt incl. current portion · FY2025$317,816,000,000us-gaap:LongTermDebt · as of Dec 31, 2025 · 10-Q [6][6]
Net income · FY2021$31,978,000,000us-gaap:NetIncomeLoss · Jan 1, 2021 – Dec 31, 2021 · 10-K [3][3]
Net income · FY2022$27,528,000,000us-gaap:NetIncomeLoss · Jan 1, 2022 – Dec 31, 2022 · 10-K [4][4]
Net income · FY2023Restated in a later filing; first reported $26,515,000,000$26,305,000,000us-gaap:NetIncomeLoss · Jan 1, 2023 – Dec 31, 2023 · 10-K [5][5]
Net income · FY2024Restated in a later filing; first reported $27,132,000,000$26,973,000,000us-gaap:NetIncomeLoss · Jan 1, 2024 – Dec 31, 2024 · 10-K [5][5]
Net income · FY2025$30,509,000,000us-gaap:NetIncomeLoss · Jan 1, 2025 – Dec 31, 2025 · 10-K [5][5]
Net interest income · FY2021$42,934,000,000us-gaap:InterestIncomeExpenseNet · Jan 1, 2021 – Dec 31, 2021 · 10-K [3][3]
Net interest income · FY2022$52,462,000,000us-gaap:InterestIncomeExpenseNet · Jan 1, 2022 – Dec 31, 2022 · 10-K [4][4]
Net interest income · FY2023$56,931,000,000us-gaap:InterestIncomeExpenseNet · Jan 1, 2023 – Dec 31, 2023 · 10-K [5][5]
Net interest income · FY2024$56,060,000,000us-gaap:InterestIncomeExpenseNet · Jan 1, 2024 – Dec 31, 2024 · 10-K [5][5]
Net interest income · FY2025$60,096,000,000us-gaap:InterestIncomeExpenseNet · Jan 1, 2025 – Dec 31, 2025 · 10-K [5][5]
Non-interest expense · FY2021$59,731,000,000us-gaap:NoninterestExpense · Jan 1, 2021 – Dec 31, 2021 · 10-K [3][3]
Non-interest expense · FY2022$61,438,000,000us-gaap:NoninterestExpense · Jan 1, 2022 – Dec 31, 2022 · 10-K [4][4]
Non-interest expense · FY2023$65,845,000,000us-gaap:NoninterestExpense · Jan 1, 2023 – Dec 31, 2023 · 10-K [5][5]
Non-interest expense · FY2024$66,812,000,000us-gaap:NoninterestExpense · Jan 1, 2024 – Dec 31, 2024 · 10-K [5][5]
Non-interest expense · FY2025$69,727,000,000us-gaap:NoninterestExpense · Jan 1, 2025 – Dec 31, 2025 · 10-K [5][5]
Non-interest income · FY2021$46,179,000,000us-gaap:NoninterestIncome · Jan 1, 2021 – Dec 31, 2021 · 10-K [3][3]
Non-interest income · FY2022$42,488,000,000us-gaap:NoninterestIncome · Jan 1, 2022 – Dec 31, 2022 · 10-K [4][4]
Non-interest income · FY2023Restated in a later filing; first reported $41,650,000,000$45,838,000,000us-gaap:NoninterestIncome · Jan 1, 2023 – Dec 31, 2023 · 10-K [5][5]
Non-interest income · FY2024Restated in a later filing; first reported $45,827,000,000$49,796,000,000us-gaap:NoninterestIncome · Jan 1, 2024 – Dec 31, 2024 · 10-K [5][5]
Non-interest income · FY2025$53,001,000,000us-gaap:NoninterestIncome · Jan 1, 2025 – Dec 31, 2025 · 10-K [5][5]
Operating cash flow · FY2021−$7,193,000,000us-gaap:NetCashProvidedByUsedInOperatingActivities · Jan 1, 2021 – Dec 31, 2021 · 10-K [3][3]
Operating cash flow · FY2022−$6,327,000,000us-gaap:NetCashProvidedByUsedInOperatingActivities · Jan 1, 2022 – Dec 31, 2022 · 10-K [4][4]
Operating cash flow · FY2023$44,982,000,000us-gaap:NetCashProvidedByUsedInOperatingActivities · Jan 1, 2023 – Dec 31, 2023 · 10-K [5][5]
Operating cash flow · FY2024−$8,805,000,000us-gaap:NetCashProvidedByUsedInOperatingActivities · Jan 1, 2024 – Dec 31, 2024 · 10-K [5][5]
Operating cash flow · FY2025$12,613,000,000us-gaap:NetCashProvidedByUsedInOperatingActivities · Jan 1, 2025 – Dec 31, 2025 · 10-K [5][5]
Other short-term borrowings · FY2021$23,753,000,000us-gaap:OtherShortTermBorrowings · as of Dec 31, 2021 · 10-K [2][2]
Other short-term borrowings · FY2022$26,932,000,000us-gaap:OtherShortTermBorrowings · as of Dec 31, 2022 · 10-K [3][3]
Other short-term borrowings · FY2023$32,098,000,000us-gaap:OtherShortTermBorrowings · as of Dec 31, 2023 · 10-K [4][4]
Other short-term borrowings · FY2024$43,391,000,000us-gaap:OtherShortTermBorrowings · as of Dec 31, 2024 · 10-K [5][5]
Other short-term borrowings · FY2025$48,088,000,000us-gaap:OtherShortTermBorrowings · as of Dec 31, 2025 · 10-Q [6][6]
Income before taxes · FY2021$33,976,000,000us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest · Jan 1, 2021 – Dec 31, 2021 · 10-K [3][3]
Income before taxes · FY2022$30,969,000,000us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest · Jan 1, 2022 – Dec 31, 2022 · 10-K [4][4]
Income before taxes · FY2023Restated in a later filing; first reported $28,342,000,000$32,530,000,000us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest · Jan 1, 2023 – Dec 31, 2023 · 10-K [5][5]
Income before taxes · FY2024Restated in a later filing; first reported $29,254,000,000$33,223,000,000us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest · Jan 1, 2024 – Dec 31, 2024 · 10-K [5][5]
Income before taxes · FY2025$37,695,000,000us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest · Jan 1, 2025 – Dec 31, 2025 · 10-K [5][5]
Provision for credit losses · FY2021−$4,173,000,000us-gaap:ProvisionForLoanLossesExpensed · Jan 1, 2021 – Dec 31, 2021 · 10-K [1][1]
Total net revenue · FY2021$89,113,000,000us-gaap:Revenues · Jan 1, 2021 – Dec 31, 2021 · 10-K [3][3]
Total net revenue · FY2022$94,950,000,000us-gaap:Revenues · Jan 1, 2022 – Dec 31, 2022 · 10-K [4][4]
Total net revenue · FY2023Restated in a later filing; first reported $98,581,000,000$102,769,000,000us-gaap:Revenues · Jan 1, 2023 – Dec 31, 2023 · 10-K [5][5]
Total net revenue · FY2024Restated in a later filing; first reported $101,887,000,000$105,856,000,000us-gaap:Revenues · Jan 1, 2024 – Dec 31, 2024 · 10-K [5][5]
Total net revenue · FY2025$113,097,000,000us-gaap:Revenues · Jan 1, 2025 – Dec 31, 2025 · 10-K [5][5]
Share repurchases · FY2021$25,126,000,000us-gaap:PaymentsForRepurchaseOfCommonStock · Jan 1, 2021 – Dec 31, 2021 · 10-K [3][3]
Share repurchases · FY2022$5,073,000,000us-gaap:PaymentsForRepurchaseOfCommonStock · Jan 1, 2022 – Dec 31, 2022 · 10-K [4][4]
Share repurchases · FY2023$4,576,000,000us-gaap:PaymentsForRepurchaseOfCommonStock · Jan 1, 2023 – Dec 31, 2023 · 10-K [5][5]
Share repurchases · FY2024$13,104,000,000us-gaap:PaymentsForRepurchaseOfCommonStock · Jan 1, 2024 – Dec 31, 2024 · 10-K [5][5]
Share repurchases · FY2025$21,433,000,000us-gaap:PaymentsForRepurchaseOfCommonStock · Jan 1, 2025 – Dec 31, 2025 · 10-K [5][5]
Shareholders' equity · FY2021$270,066,000,000us-gaap:StockholdersEquity · as of Dec 31, 2021 · 10-K [4][4]
Shareholders' equity · FY2022$273,197,000,000us-gaap:StockholdersEquity · as of Dec 31, 2022 · 10-K [5][5]
Shareholders' equity · FY2023Restated in a later filing; first reported $291,646,000,000$290,209,000,000us-gaap:StockholdersEquity · as of Dec 31, 2023 · 10-K [5][5]
Shareholders' equity · FY2024Restated in a later filing; first reported $295,559,000,000$293,963,000,000us-gaap:StockholdersEquity · as of Dec 31, 2024 · 10-Q [6][6]
Shareholders' equity · FY2025$303,243,000,000us-gaap:StockholdersEquity · as of Dec 31, 2025 · 10-Q [6][6]
Diluted weighted-average shares · FY20218,558,400,000 sharesus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding · Jan 1, 2021 – Dec 31, 2021 · 10-K [3][3]
Diluted weighted-average shares · FY20228,167,500,000 sharesus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding · Jan 1, 2022 – Dec 31, 2022 · 10-K [4][4]
Diluted weighted-average shares · FY20238,080,500,000 sharesus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding · Jan 1, 2023 – Dec 31, 2023 · 10-K [5][5]
Diluted weighted-average shares · FY20247,935,800,000 sharesus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding · Jan 1, 2024 – Dec 31, 2024 · 10-K [5][5]
Diluted weighted-average shares · FY20257,680,900,000 sharesus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding · Jan 1, 2025 – Dec 31, 2025 · 10-K [5][5]
Total assets · FY2021$3,169,495,000,000us-gaap:Assets · as of Dec 31, 2021 · 10-K [2][2]
Total assets · FY2022$3,051,375,000,000us-gaap:Assets · as of Dec 31, 2022 · 10-K [3][3]
Total assets · FY2023$3,180,151,000,000us-gaap:Assets · as of Dec 31, 2023 · 10-K [4][4]
Total assets · FY2024$3,261,299,000,000us-gaap:Assets · as of Dec 31, 2024 · 10-K [5][5]
Total assets · FY2025$3,411,738,000,000us-gaap:Assets · as of Dec 31, 2025 · 10-Q [6][6]
Total debt · FY2021derived: long term debt total + other short term borrowings$303,870,000,000us-gaap:LongTermDebt · as of Dec 31, 2021 · 10-K [2]us-gaap:OtherShortTermBorrowings · as of Dec 31, 2021 · 10-K [2][2]
Total debt · FY2022derived: long term debt total + other short term borrowings (commercial paper treated as part of short-term borrowings)$302,914,000,000us-gaap:LongTermDebt · as of Dec 31, 2022 · 10-K [3]us-gaap:OtherShortTermBorrowings · as of Dec 31, 2022 · 10-K [3][3]
Total debt · FY2023derived: long term debt total + other short term borrowings (commercial paper treated as part of short-term borrowings)$334,302,000,000us-gaap:LongTermDebt · as of Dec 31, 2023 · 10-K [4]us-gaap:OtherShortTermBorrowings · as of Dec 31, 2023 · 10-K [4][4]
Total debt · FY2024derived: long term debt total + other short term borrowings (commercial paper treated as part of short-term borrowings)$326,670,000,000us-gaap:LongTermDebt · as of Dec 31, 2024 · 10-K [5]us-gaap:OtherShortTermBorrowings · as of Dec 31, 2024 · 10-K [5][5]
Total debt · FY2025derived: long term debt total + other short term borrowings (commercial paper treated as part of short-term borrowings)$365,904,000,000us-gaap:LongTermDebt · as of Dec 31, 2025 · 10-Q [6]us-gaap:OtherShortTermBorrowings · as of Dec 31, 2025 · 10-Q [6][6]
Total liabilities · FY2021$2,899,429,000,000us-gaap:Liabilities · as of Dec 31, 2021 · 10-K [2][2]
Total liabilities · FY2022$2,778,178,000,000us-gaap:Liabilities · as of Dec 31, 2022 · 10-K [3][3]
Total liabilities · FY2023$2,888,505,000,000us-gaap:Liabilities · as of Dec 31, 2023 · 10-K [4][4]
Total liabilities · FY2024$2,967,336,000,000us-gaap:Liabilities · as of Dec 31, 2024 · 10-K [5][5]
Total liabilities · FY2025$3,108,495,000,000us-gaap:Liabilities · as of Dec 31, 2025 · 10-Q [6][6]
Methodology and limitations
- Source. U.S. Securities and Exchange Commission, EDGAR XBRL company facts. No other data source, market prices or estimates from third parties are used.
- Normalization. Reported XBRL tags are mapped to standard line items (normalization v8); ratios use calculation version ratios_v2; report schema 4; print template print_v1.
- Markers. d derived by FinSavoir from reported figures (the derivation is listed under Figure sources) · r restated in a later filing (the current value is shown; the first reported value is listed) · s adjusted for a stock split.
- Missing values. Shown as — (not reported for that period) or “withheld” (failed a data-quality check). They are never replaced by zero or an estimate.
- Currency and units. Figures are in the company's reporting currency as filed with the SEC, with no conversion. Each table states its scale; exact values are listed under Figure sources.
- Periods. Up to 5 fiscal years; fiscal years are labelled by the year they end in and show their end date.
- Not investment advice. FinSavoir is a research tool for historical analysis.
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