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EZRANasdaqSEC filerUS GAAPInsurance Agents, Brokers & ServiceFiscal year ends December 31Reports in USD (US Dollar)
Partial analysis for insurance
Q2 FY2026 · ended Jun 30, 2026
Normalization v8 · calculations ratios_v2 · data version 1 · report generated Oct 3, 2026. Source: SEC EDGAR XBRL company facts.
Select a figure to see its source filing and exact value.
| Ratio | Q3 FY2022 | Q4 FY2022 | Q1 FY2023 | Q2 FY2023 | Q3 FY2023 | Q4 FY2023 | Q1 FY2024 | Q2 FY2024 | Q3 FY2024 | Q4 FY2024 | Q1 FY2025 | Q2 FY2025 | Q3 FY2025 | Q4 FY2025 | Q1 FY2026 | Q2 FY2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Growth | ||||||||||||||||
| Revenue growth | ||||||||||||||||
| Net income growth | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | |||||
| Diluted EPS growth | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | |||
| Free cash flow growth | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | |
| Profitability | ||||||||||||||||
| Operating margin | ||||||||||||||||
| Cash flow & investment | ||||||||||||||||
| Free cash flow margin | ||||||||||||||||
| Balance sheet | ||||||||||||||||
| Debt / equity | ||||||||||||||||
| Working capital & shares | ||||||||||||||||
| Diluted share count change | —not available | —not available | —not available | |||||||||||||
Select a ratio to see its formula, the exact inputs and periods used, and their source filings. — means an input is missing or the ratio is not meaningful (e.g. a negative denominator).
Insurance broker / agency (not an underwriter). Each metric below is shown only where SEC XBRL data supports it with a verified definition; otherwise the reason is stated. Latest fiscal year; ratio history is in the Ratios table above.
| Metric | Status | Value | Definition or reason |
|---|---|---|---|
| Loss ratioFinSavoir calculation | Not applicable | — | Insurance brokers and agencies do not underwrite risk, so underwriting ratios do not apply. |
| Underwriting expense ratioFinSavoir calculation | Not applicable | — | Insurance brokers and agencies do not underwrite risk, so underwriting ratios do not apply. |
| Combined ratioFinSavoir calculation | Not applicable | — | Insurance brokers and agencies do not underwrite risk, so underwriting ratios do not apply. |
| Line item | Q3 FY2022 | Q4 FY2022 | Q1 FY2023 | Q2 FY2023 | Q3 FY2023 | Q4 FY2023 | Q1 FY2024 | Q2 FY2024 | Q3 FY2024 | Q4 FY2024 | Q1 FY2025 | Q2 FY2025 | Q3 FY2025 | Q4 FY2025 | Q1 FY2026 | Q2 FY2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | r (restated) | d (derived: FY − 9M YTD (as originally reported; the longer period was later restated)) | d (derived: FY − 9M YTD) | d (derived: FY − 9M YTD) | d (derived: FY − 9M YTD) | |||||||||||
| Operating income | r (restated) | d (derived: FY − 9M YTD (as originally reported; the longer period was later restated)) | r (restated) | d (derived: FY − 9M YTD) | ||||||||||||
| Interest expense | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | |||||
| Income tax expense | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | ||||||||||||
| Net income | d (derived: FY − 9M YTD) | d (derived: FY − 9M YTD) | ||||||||||||||
| Diluted EPS | r (restated) | —not reported for this period | s (adjusted for a stock split) | r (restated) | —not reported for this period | s (adjusted for a stock split) | ||||||||||
| Diluted weighted-average shares | r (restated) | —not reported for this period | s (adjusted for a stock split) | s (adjusted for a stock split) | —not reported for this period | s |
Select any figure for its source filing and exact value. d derived by FinSavoir (e.g. Q4 = fiscal year − nine months) · r restated in a later filing · s adjusted for a stock split · — not reported for that period · withheld = failed a data-quality check.
| Line item | Q3 FY2022 | Q4 FY2022 | Q1 FY2023 | Q2 FY2023 | Q3 FY2023 | Q4 FY2023 | Q1 FY2024 | Q2 FY2024 | Q3 FY2024 | Q4 FY2024 | Q1 FY2025 | Q2 FY2025 | Q3 FY2025 | Q4 FY2025 | Q1 FY2026 | Q2 FY2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & cash equivalents |
| Line item | Q3 FY2022 | Q4 FY2022 | Q1 FY2023 | Q2 FY2023 | Q3 FY2023 | Q4 FY2023 | Q1 FY2024 | Q2 FY2024 | Q3 FY2024 | Q4 FY2024 | Q1 FY2025 | Q2 FY2025 | Q3 FY2025 | Q4 FY2025 | Q1 FY2026 | Q2 FY2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | d |
Mechanical forecasts of reported revenue from Reliance Global Group, Inc.'s own SEC filings. Each was recorded in FinSavoir's prediction ledger when it was issued and is never edited; it will be scored when the company reports the period. They say nothing about business prospects beyond the past pattern of revenue.
Each forecast in the chart is listed below with a link to its ledger record.
| Target | Model | Forecast | 80% prediction interval | vs “same as last year” | Ledger record |
|---|---|---|---|---|---|
| FY20261 year ahead · ends Dec 31, 2026 | Same as last yearReference (benchmark) | $12.4M | Not shown: no evaluated error range | — | Record |
| Straight-line trend (legacy)Benchmark | $16.4M | Not shown: no evaluated error range | +32.1% | Record | |
| Damped trend (exponential smoothing)Challenger (not promoted) | $15.9M | Not shown: no evaluated error range | +28.2% | Record | |
| Average growth (drift)Challenger (not promoted) | $12.7M | Not shown: no evaluated error range | +1.9% | Record | |
| Damped recent growthChallenger (not promoted) | $12.1M | Not shown: no evaluated error range | −2.9% | Record | |
| FY20272 years ahead · ends Dec 31, 2027 | Same as last yearReference (benchmark) | $12.4M | Not shown: no evaluated error range | — | Record |
| Straight-line trend (legacy)Benchmark | $17.9M | Not shown: no evaluated error range | +44.0% | Record | |
| Damped trend (exponential smoothing)Challenger (not promoted) | $17.0M | Not shown: no evaluated error range | +37.1% | Record | |
| Average growth (drift)Challenger (not promoted) | $12.9M | Not shown: no evaluated error range | +3.8% | Record | |
| Damped recent growthChallenger (not promoted) | $11.7M | Not shown: no evaluated error range | −5.7% | Record |
naive_last_v1). Next year's revenue equals the latest year's.cd36de73-2235-4543-8c73-e9d62693cd6f in the ledger. It will be compared with the revenue first reported for FY2026, and with any later restatement.Each forecast in the chart is listed below with a link to its ledger record.
| Target | Model | Forecast | 80% prediction interval | vs “same as last quarter” | Ledger record |
|---|---|---|---|---|---|
| Q4 FY20262 quarters ahead · ends Dec 31, 2026 | Same as last quarterReference (benchmark) | $2.1M | Not shown: no evaluated error range | — | Record |
| Same quarter last year × trailing growthChallenger (not promoted) | $2.1M | Not shown: no evaluated error range | −2.8% | Record | |
| Same quarter last yearChallenger (not promoted) | $2.6M | Not shown: no evaluated error range | +23.7% | Record | |
| Q1 FY20273 quarters ahead · ends Mar 31, 2027 | Same as last quarterReference (benchmark) | $2.1M | Not shown: no evaluated error range | — | Record |
| Same quarter last year × trailing growthChallenger (not promoted) | $3.0M | Not shown: no evaluated error range | +42.4% | Record | |
| Same quarter last yearChallenger (not promoted) | $3.8M | Not shown: no evaluated error range | +81.3% | Record | |
| Q2 FY20274 quarters ahead · ends Jun 30, 2027 | Same as last quarterReference (benchmark) | $2.1M | Not shown: no evaluated error range | — | Record |
| Same quarter last year × trailing growthChallenger (not promoted) | $1.7M | Not shown: no evaluated error range | −21.4% | Record | |
| Same quarter last yearChallenger (not promoted) | $2.1M | Not shown: no evaluated error range | 0.0% | Record |
naive_last_q_v1). Every future quarter equals the latest quarter.74fbec4e-3865-4455-b31f-9c134b376985 in the ledger. It will be compared with the revenue first reported for Q4 FY2026, and with any later restatement.Every forecast FinSavoir issued for this company, newest first (the latest 19 of 19 are listed; each links to its full ledger record). A forecast is scored against the revenue first reported in the company's filing for that period, once that filing exists; a period ending is not enough. Superseded forecasts (replaced by a newer one for the same period and model) are kept unchanged and still scored.
| Issued | Target | Model | Forecast | Status | Actual (first reported) | Error | Filing | Record |
|---|---|---|---|---|---|---|---|---|
| Oct 3, 2026 | Q2 FY2027 | Same as last quarter | $2.1M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | Q2 FY2027 | Same quarter last year | $2.1M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | Q2 FY2027 | Same quarter last year × trailing growth | $1.7M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | Q1 FY2027 | Same as last quarter | $2.1M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | Q1 FY2027 | Same quarter last year | $3.8M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | Q1 FY2027 | Same quarter last year × trailing growth | $3.0M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | Q4 FY2026 | Same as last quarter | $2.1M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | Q4 FY2026 | Same quarter last year | $2.6M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | Q4 FY2026 | Same quarter last year × trailing growth | $2.1M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | FY2027 | Same as last year | $12.4M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | FY2027 | Straight-line trend (legacy) | $17.9M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | FY2027 | Average growth (drift) | $12.9M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | FY2027 | Damped recent growth | $11.7M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | FY2027 | Damped trend (exponential smoothing) | $17.0M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | FY2026 | Same as last year | $12.4M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | FY2026 | Straight-line trend (legacy) | $16.4M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | FY2026 | Average growth (drift) | $12.7M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | FY2026 | Damped recent growth | $12.1M | Awaiting period end | — | — | — | Record |
| Oct 3, 2026 | FY2026 | Damped trend (exponential smoothing) | $15.9M | Awaiting period end | — | — | — | Record |
How the models were evaluated, and results across all companies →
Warning: Conflicting values in one filing · Depreciation & amortization
DepreciationDepletionAndAmortization reported with different values in 0001493152-23-018163.
Affected period: Q1 FY2022
Warning: Conflicting values in one filing · Operating income
OperatingIncomeLoss reported with different values in 0001493152-23-018163.
Affected period: Q1 FY2022
Warning: Conflicting values in one filing · Revenue
Revenues reported with different values in 0001493152-23-018163.
Affected period: Q1 FY2022
Warning: Four quarters don't add up to the fiscal year · Revenue
Revenue: the four quarters add up to 12,887,230 but the fiscal year is 11,761,882 (more than 0.5% apart).
Affected period: TTM Q4 FY2022
Adjusted for a stock split · Diluted EPS · 6 periods
Adjusted for a stock split in 6 periods. Example: Diluted EPS was retroactively adjusted for a stock split (×17); first reported -5.16, now -87.70.
Q1 FY2021, Q1 FY2022, Q2 FY2023, FY2023, Q1 FY2024, Q2 FY2025
Adjusted for a stock split · Diluted weighted-average shares · 10 periods
Adjusted for a stock split in 10 periods. Example: Diluted weighted-average shares was retroactively adjusted for a stock split (×0.0588); first reported 2,820,275.00, now 165,899.00.
Q1 FY2021, Q2 FY2021, Q3 FY2021, Q1 FY2022, Q2 FY2022, Q2 FY2023, Q3 FY2023, FY2023, Q1 FY2024, Q2 FY2025
Restated in a later filing · Capital expenditure
Capital expenditure was restated from 71,212 to 61,454.
FY2022
Restated in a later filing · Depreciation & amortization · 2 periods
Restated in a later filing in 2 periods. Example: Depreciation & amortization was restated from 2,801,824 to 2,563,518.
Q1 FY2022, FY2022
Restated in a later filing · Diluted EPS · 5 periods
Restated in a later filing in 5 periods. Example: Diluted EPS was restated from -0 to -2.
Q2 FY2021, Q3 FY2021, Q2 FY2022, Q3 FY2022, Q3 FY2023
Restated in a later filing · Diluted weighted-average shares
Diluted weighted-average shares was restated from 17,424,267 to 1,304,878.
Q3 FY2022
Restated in a later filing · Net income · 2 periods
Restated in a later filing in 2 periods. Example: Net income was restated from -3,699,005 to -3,681,389.
FY2020, Q1 FY2021
Restated in a later filing · Operating income · 7 periods
Restated in a later filing in 7 periods. Example: Operating income was restated from -3,644,418 to -3,626,802.
FY2020, Q1 FY2021, Q1 FY2022, Q2 FY2022, Q3 FY2022, FY2022, Q1 FY2023
Restated in a later filing · Revenue · 4 periods
Restated in a later filing in 4 periods. Example: Revenue was restated from 16,755,884 to 11,761,882.
Q1 FY2022, Q2 FY2022, Q3 FY2022, FY2022
Restated in a later filing · Shareholders' equity · 5 periods
Restated in a later filing in 5 periods. Example: Shareholders' equity was restated from 642,324 to 747,309.
FY2019, FY2020, Q1 FY2021, Q2 FY2021, Q3 FY2021
Restated in a later filing · Total assets
Total assets was restated from 17,922,086 to 18,044,687.
FY2020
Restated in a later filing · Total liabilities
Total liabilities was restated from 17,807,699 to 18,107,699.
FY2020
Restated in a later filing · Total liabilities & equity
Total liabilities & equity was restated from 17,922,086 to 18,044,687.
FY2020
Latest annual report
10-K · fiscal year ended Dec 31, 2025 · filed Mar 10, 2026
| —not available |
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| Net margin |
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| —not available |
| —not available |
| FCF conversion | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available | —not available |
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| Debt / assets |
|---|
| Liabilities / assets |
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| Equity / assets |
|---|
| —not available |
| d (derived: FY − 9M YTD) |
| d (derived: FY − 9M YTD) |
| —not reported for this period |
| —not reported for this period |
| —not reported for this period |
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| d (derived: FY − 9M YTD) |
| d (derived: FY − 9M YTD) |
| —not reported for this period |
| s (adjusted for a stock split) |
| —not reported for this period |
| —not reported for this period |
| s (adjusted for a stock split) |
| —not reported for this period |
| Total assets |
|---|
| Total debt | d (derived: long term debt current + long term debt noncurrent) | d (derived: long term debt current + short term borrowings + long term debt noncurrent) | d (derived: long term debt current + long term debt noncurrent) | d (derived: long term debt current + long term debt noncurrent) | d (derived: long term debt current + long term debt noncurrent) | d (derived: long term debt current + short term borrowings + long term debt noncurrent) | d (derived: long term debt current + short term borrowings + long term debt noncurrent) | d (derived: long term debt current + short term borrowings + long term debt noncurrent) | d (derived: long term debt current + short term borrowings + long term debt noncurrent) | d (derived: long term debt current + short term borrowings + long term debt noncurrent) | d (derived: long term debt current + short term borrowings + long term debt noncurrent) | d (derived: long term debt current + short term borrowings + long term debt noncurrent) | d (derived: long term debt current + short term borrowings + long term debt noncurrent) | d (derived: long term debt current + short term borrowings + long term debt noncurrent) | d (derived: long term debt current + short term borrowings + long term debt noncurrent) | d (derived: long term debt current + short term borrowings + long term debt noncurrent) |
|---|
| Total liabilities |
|---|
| Shareholders' equity |
|---|
Select any figure for its source filing and exact value. d derived by FinSavoir (e.g. Q4 = fiscal year − nine months) · r restated in a later filing · s adjusted for a stock split · — not reported for that period · withheld = failed a data-quality check.
| d (derived: FY − 9M YTD) |
| d (derived: 6M YTD − Q1) |
| d (derived: 9M YTD − 6M YTD) |
| d (derived: FY − 9M YTD) |
| d (derived: 6M YTD − Q1) |
| d (derived: 9M YTD − 6M YTD) |
| d (derived: FY − 9M YTD) |
| d (derived: 6M YTD − Q1) |
| d (derived: 9M YTD − 6M YTD) |
| d (derived: FY − 9M YTD) |
| d (derived: 6M YTD − Q1) |
| Capital expenditure | d (derived: 9M YTD − 6M YTD (as originally reported; the longer period was later restated)) | d (derived: FY − 9M YTD (as originally reported; the longer period was later restated)) | d (derived: 6M YTD − Q1) | d (derived: 9M YTD − 6M YTD) | d (derived: FY − 9M YTD) | d (derived: 6M YTD − Q1) | d (derived: 9M YTD − 6M YTD) | d (derived: FY − 9M YTD) | d (derived: 6M YTD − Q1) | d (derived: 9M YTD − 6M YTD) | d (derived: FY − 9M YTD) | —not reported for this period | —not reported for this period |
|---|
| Free cash flow | d (derived: Operating cash flow − capital expenditure) | d (derived: Operating cash flow − capital expenditure) | d (derived: Operating cash flow − capital expenditure) | d (derived: Operating cash flow − capital expenditure) | d (derived: Operating cash flow − capital expenditure) | d (derived: Operating cash flow − capital expenditure) | d (derived: Operating cash flow − capital expenditure) | d (derived: Operating cash flow − capital expenditure) | d (derived: Operating cash flow − capital expenditure) | d (derived: Operating cash flow − capital expenditure) | d (derived: Operating cash flow − capital expenditure) | d (derived: Operating cash flow − capital expenditure) | d (derived: Operating cash flow − capital expenditure) | d (derived: Operating cash flow − capital expenditure) | —not reported for this period | —not reported for this period |
|---|
| Depreciation & amortization | d (derived: 9M YTD − 6M YTD (as originally reported; the longer period was later restated)) | d (derived: FY − 9M YTD (as originally reported; the longer period was later restated)) | d (derived: 6M YTD − Q1) | d (derived: 9M YTD − 6M YTD) | d (derived: FY − 9M YTD) | d (derived: 6M YTD − Q1) | d (derived: 9M YTD − 6M YTD) | d (derived: FY − 9M YTD) | d (derived: 6M YTD − Q1) | d (derived: 9M YTD − 6M YTD) | d (derived: FY − 9M YTD) | d (derived: 6M YTD − Q1) |
|---|
| Dividends paid | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | —not reported for this period | d (derived: 6M YTD − Q1) |
|---|
Select any figure for its source filing and exact value. d derived by FinSavoir (e.g. Q4 = fiscal year − nine months) · r restated in a later filing · s adjusted for a stock split · — not reported for that period · withheld = failed a data-quality check.